Title Settlement Services in Maryland, Delaware, and Virginia
A safe, easy and simple way to deliver your Earnest Money Deposit (EMD)
For properties and EMD’s in Delaware, please contact your real estate agent or the Delaware office you may be using for settlement.
Introducing ZOCCAM for Your EMD Delivery
• ZOCCAM is safe, secure and simple to use • Eliminates the need to wire funds • ZOCCAM works on iPhones, Android phones, and tablets • ZOCCAM is free to download and free to use • ZOCCAM takes the security risks out of downloads and eliminates potential fraud
Scan the QR Code Below to Download the App.
Download the App from your app store.
Step 1: Registration
Download ZOCCAM from the app store.
Register with name & email address, and mobile number.
Enter real estate license or notary commission, if applicable.
Verify device with PIN sent via text.
Create an 8 digit numeric passcode & confirm passcode.
Step 2: Capture Earnest Money Deposit
Sign in with mobile number and 8 digit numeric passcode you created.
Select Earnest Money.
Scroll to escrow agent or type first 3 letters in search field, select location.
Enter property address, check amount, and email addresses
Take picture of front and back of check on a dark, well lit surface.
Email notifications will be sent to all parties entered.
ZOCCAM’s application does not contain or hold any financial information.
Unlike wire transfers, ZOCCAM does not divulge the title company account numbers of the bank.
The check is encrypted from capture to delivery to ensure safe transmission.
Multi-factor authorization is utilized for added security – and your peace of mind.
Data is secured via Secure Socket Layer (SSL) with 2048 bit encryption.
The timing of your earnest money payment is generally stated in your contract. In most cases, earnest money is due simultaneously with, or shortly after, the contract is signed by both buyer and seller.
Typically, earnest money is held by a third party called an “escrow agent” or “escrow holder.” The escrow holder may be a title company, a real estate office, an attorney’s office, or any other party designated in the contract.
Most buyers will be verified by providing basic information such as:
Last four digits of their Social Security Number (SSN)
Legal first and last name
If the above information does not satisfy our verification score, then a buyer will provide their full SSN. For the less-than-10% of buyers whose full SSN does not satisfy the verification process, our system will ask for a valid form of identification. These are:
U.S. driver’s license Finally, if automatic verification is not possible we can manually verify.